Eficaz - préstamo movil is a free Android application developed by JUAN PABLO DUARTE CARRANZA. It falls under the category of Business & Productivity, specifically Finance. Eficaz offers a loan and loan service to meet your financial demands, such as daily consumption, entertainment, education, travel, and more. It is an online platform that provides money and cash 24 hours a day, easily, quickly, and securely, without any time or space limitations.

To obtain a line of credit, users need to follow a simple process. They need to download the Préstamo Club application from the Google Play Store, enter their information to apply and receive their credits, wait for loan approval, and then the funds can be collected. The loan funds are directly deposited into the user's bank account. If the user doesn't have a bank account, the app recommends opening an account with Banco Bancolombia, ñequi, Daviplata, or Al a mano.

Eficaz - préstamo movil offers loans ranging from COP $100,000 to COP $3,000,000 pesos, with repayment periods ranging from 91 to 365 days. The daily interest rate is 0.05% (with a maximum annual interest rate of 18.25%). The app also emphasizes the protection of customer data and promises to safeguard their personal information and not share it with third parties without permission.

For any further inquiries about how Eficaz works, users can contact their customer service via email at The app is based in Colombia, with its office located at Carrera 9 No, Bogotá.