Efectívate Préstamos, developed by netservices, is an Android app that offers fast, easy, and reliable financial solutions. With this app, you can select the amount you need and the term that best suits you to pay. All information entered is sent encrypted to the largest payment processor in Latin America, ensuring the highest security standards.

Depending on the product you choose, you can request a loan ranging from 1,000 to 3,000 MXN, with repayment options of up to 14 fortnightly installments. The minimum full loan payment period is 60 to 270 days, with an interest rate of 9% to 12%. The app provides a Simple Fixed Annual Rate of 140% and an Average CAT (APR) of 742.4%.

One of the advantages of Efectívate Préstamos is that payments are made through direct automatic discounts to your payroll card, either every fortnight or month, depending on the frequency of your payments. This eliminates the need to remember payment dates or travel to make your payments.