Easypaisa - Mobile Load, Send Money & Pay Bills is a personal finance management app by Easypaisa. It is Pakistan’s first mobile banking platform certified by the Global System for Mobile Communications or GSMA. The app allows users to start paying for goods and services from their smartphones. They pay for items online, transfer money to different accounts, and pay bills. Easypaisa also offers its users access to insurance plans and make donations.

What is Easypaisa?

Easypaisa launched in 2009 as Pakistan’s first mobile banking platform. Formerly a money transfer service, the app is now a lifestyle platform for Pakistani’s. It’s now part of the Telenor Microfinance Bank and is considered a branchless banking service. It's open to users that have a Computerised National Identity Card or CNIC and an active mobile number. The app is mostly accessible to residents of Pakistan who are registered by the National Database and Registration Authority or NDRA.

These requirements ensure the safety and security of its users and can trace anyone that are not abiding by the rules. Other than the identification cards, the app is compatible with any mobile network and is free to use. Using the app begins by adding cash to your account. The Easypaisa wallet can be linked to debit cards so you can cash-in online. You can also request a Bykea - the all-in-one transportation service - to cash-in for you.

Transferring money to another Easypaisa account is completely free of charge. Other services include mobile loading and bill payment. You can pay for electricity, gas, and broadband. Take note that only accredited Easypaisa billers can receive payment from the app. There are a substantial number of telecom operators, gas, broadband, and electricity providers so you’re likely to find the biller you need. In addition, you can also purchase life insurance plans with Rs 10,000 coverage. 

It’s time to go cashless 

Easypaisa is the ultimate mobile banking app for Pakistan and Pakistani residents. The creators of this mobile app are well established as app developers and as a service provider so you don’t need to worry about who is holding your money. It is convenient to use as it makes purchasing items and paying bills accessible anytime and anywhere, all from your mobile phone. If you live in Pakistan and you're looking into cashless solutions, give this one a try.