Dinero Ya-préstamo is a free Android application focused on providing accessible loan services. With an updated repayment period that is now doubled, it offers lower interest rates and no hidden fees for both new and existing customers. The app primarily features loan products with terms ranging from 91 to 180 days, making it suitable for various financial needs.

Users can apply for loans ranging from CLP $60,000 to CLP $1.2 million with an interest rate of% per day, resulting in an annual percentage rate of up to 61.2%. The application also includes details on applicable taxes, such as a 0.07% stamp tax and a significant value-added tax (IVA). To be eligible for a loan, users must reside in Chile, be at least 18 years old, and possess a Chilean bank card.