The Difference Card Smart Mobile App is a free iPhone application designed to enhance the healthcare experience for users. It offers on-the-go access to Difference Card accounts, providing personalized recommendations and insights into low-cost, high-quality healthcare options. The app also features a virtual medicine cabinet to help users make informed spending and saving decisions regarding their healthcare.

In addition to these features, users can easily submit claims by taking pictures, view their account balance, check transaction details, and monitor pending claims. The app requires users to register and create an account for security purposes. Upon first use, the app guides users through essential actions, including specifying chronic conditions and adding health insurance information, ensuring a tailored experience for each individual.