Denario is a 100% digital credit option for thousands of employees in Colombian companies. Offering both free investment credits and credits for purchases in its marketplace, Denario provides all employees with access to its services. With more than 12 categories and various payment methods, Denario aims to provide well-being to all its users.

The app offers a simulation of credit functionality and displays the values of shipping costs by provider. Denario provides credits ranging from 150,000 to 3,000,000 COP with a repayment period of 2 to 12 months. The credit is disbursed to the payroll account, and the loan payments are deducted from the salary payment according to the employer's payroll schedule.

The interest rate varies according to the credit profile of the applicant and the chosen term. However, the Effective Annual Rate (TEA) will be provided before accepting the credit offer. The minimum TEA is 22%, and the maximum is determined by the rate published by the Superfinanciera, which is 42%EA.

Denario is an excellent choice for employees looking for a 100% digital credit option. With its easy-to-use app, users can access thousands of products and services quickly and efficiently, making it an ideal choice for anyone looking for a reliable and convenient credit option.