Dana Darurat - Pinjaman Kredit is a financial service platform that offers an easy and fast way to convert phone credit into cash and provides loan services to eligible individuals. The program requires no collateral, and the process of loan approval and disbursement is quick. The loan amount can range from Rpto, with a maximum annual interest rate of 18.00%. The tenor of the loan can be between 91 days to 180 days.

To apply for a loan, users need to download the Dana Darurat app from Google Play Store and create an account using their phone number. After choosing the loan amount and tenor, users need to fill in the required information and verify their data. The approval process is quick, and the funds are disbursed soon after.

The program is compatible with Android 9.0 and is free to use. However, to be eligible for a loan, users must be Indonesian citizens with a valid ID, aged between 18 to 55 years, have a phone number, and a stable job. For more information, users can contact the developer via email or phone during working hours from Monday to Friday.