CTOS is a free mobile application developed by CTOS DATA SYSTEMS SDN BHD, which is Malaysia's leading credit reporting agency with a user base of over 1 million CTOS ID users. With the CTOS app, you can obtain your CTOS User ID and access a wide range of services to monitor your credit health, safeguard yourself from identity theft, fraud, and scams, and keep your CTOS ID profile up-to-date.

The CTOS app offers two main services: MyCTOS Score Report and CTOS SecureID. The MyCTOS Score Report service enables you to increase your chances of loan approval, check for warning signs of identity theft and fraud, see if there are any litigation or bankruptcy cases under your name, check if you owe anyone, and fix inaccuracies and clean up your credit report. On the other hand, the CTOS SecureID service offers fraud alerts, credit monitoring, and takaful coverage up to RM20,000. The app also provides updates on the latest scams to help you take precautions.

The CTOS ID mobile app is constantly updated with new features to enhance the user experience. Download the app now and stay on top of your credit health!