CTM is a free Android app designed to cater to the needs of CTM Card customers. The app allows users to access their account details at any time and from anywhere. With this app, you can check your available credit, download statements online, and choose to receive statements via email. Additionally, you can view the latest deals and promotions offered by your favorite retailers, change your email address details, pay your account online, and apply for a cash advance if you qualify.

The app is straightforward to use, and all features are accessible from the main menu. The app's interface is simple and easy to navigate, making it easy to find what you're looking for. The app is optimized for mobile devices, making it easy to use on your phone or tablet. However, the app is only available to CTM Card customers, and data rates are determined by your network service provider.

Overall, CTM is a useful app for CTM Card customers who want to stay on top of their account details and access exclusive deals and promotions from their favorite retailers.