CSOB SmartToken is a mobile banking application developed by Ceskoslovenska obchodna banka a.s. This app is specifically designed for ČSOB clients, providing a secure and convenient way to access ČSOB electronic banking services.

One of the main features of CSOB SmartToken is its ability to generate unique codes for electronic signatures and client login. These codes have a limited validity, ensuring maximum security for the user's transactions. The application requires activation before the first use, which can be done using a unique activation key received via SMS or obtained through a branch or ČSOB Infoline.

To ensure the security of the app, an internet connection is required for activation. However, once activated, CSOB SmartToken can also be used in offline mode, providing flexibility for users who may not always have access to the internet.

It is important for users to never share the generated codes with others and to only use them on websites and applications that belong to ČSOB. The Bank will never ask for the code generated by the SmartToken application or other security codes, ensuring the protection of user's personal and financial information.