CréditoHucha is an online credit lending platform that offers users fast, convenient, and secure credit services using artificial intelligence and big data risk control technology. The platform offers loans ranging from $500 to $20,000 pesos with a loan term of 91 to 180 days. The minimum annual interest rate is 12%, while the maximum rate is 36%. The interest rate per day can be as high as 0.09%, and the commission ranges from 5% to 10%, depending on the credit score.

The costs of borrowing are transparent, with a 16% IVA and an additional commission and interest rate charge. Users need to be 18 years or older, Mexican residents, and have a debit account in any bank with their name on it. Additionally, users need to have their IFE/INE identification card on hand. CréditoHucha values the privacy of its users and ensures that their information is safe, and they will never provide user information to third parties without permission.