Credit Card Payoff is a free Android app developed by TSoftOne that helps users define their payoff goals, calculate monthly payments, savings in interest, and reduction in time of their debts. With just a little extra payment, users can get out of debts in a short time and save money. The app's elegant design and user-friendly interface make it easy to use.

One of the key features of Credit Card Payoff is its ability to calculate new monthly payments, total payment, savings in interest, and reduction in time, given a payoff goal in months. The app also generates payment schedule tables for both new monthly payment and current monthly payment, detailing principal, interest, monthly charges, and remaining balance for each payment. In addition, various graphs show new monthly payment plan vs. the current situation, cumulative interest over payment, and different payoff scenarios to help users analyze their payoff goal.

Credit Card Payoff also allows users to save their debts for future reference and send credit card debt information. The extra payment feature allows users to estimate additional savings and reduction in time when an extra payment is made. Overall, Credit Card Payoff is an excellent app for anyone looking to get out of debt and save money.