Conta Pronta is a digital account designed to streamline your financial life and meet the needs of individuals and businesses in specific market niches and segments. To open an account, you need to receive an invitation from one of our partners or a friend.

With Conta Pronta, you can:

• Receive payments for your sales or services rendered.
• Pay your bills using barcode scanning.
• Generate boletos (Brazilian payment slips).
• Make purchases and withdraw cash using the app or card.
• Transfer money between Conta Pronta accounts or to traditional banks.
• Top up your mobile phone and SPTrans travel card.
• And much more.

All of this can be done through the app or internet, without bureaucracy, paperwork, or queues. There are no account opening fees, monthly fees, or annual fees. You only pay transaction fees for the transactions you make or for products you request. Please refer to the fee and charge schedule in the frequently asked questions section on our website or in the app.

Conta Pronta prioritizes your security with personal access and transaction passwords, one-time passwords, and data verification.