Clever is an investment app developed by BICE, a financial technology company based in Spain.

It's a platform where you can invest in mutual funds online. You don't need to go to a branch and you don't need to pay a single cent. It's 100% online.

You can open an account in a few minutes and start investing. It's so easy to do that. Just download the app, register, and that's it.

You will be able to invest in different types of mutual funds, from equity to fixed income, and even in funds that are managed by BICE.

And, of course, you can do what you want with your money.