Čítačka is a mobile application that is used to read the information on a card or any other electronic device. It is the most used electronic banking application in the country. Čítačka is based on the concept of a QR code, which enables the user to make a payment or confirm a transaction.

With the same functionality (without requiring the PIN number to be entered for each transaction) and the same security, this application is similar to Card and Reader authentication and authorization devices.

No active voice, Internet, or SMS services on the device are needed for the application.