Cheddar Up is a free iPhone application designed to help simplify group collections without the need for paper or hassle. The app allows you to create and share collections via text message or link, making it easy for anyone to pay - even those who don't have Cheddar Up. With Cheddar Up, you can collect payments for anything from teacher gifts to event fees.

One of the best things about Cheddar Up is its versatility. You can also request extra information or collect payments for multiple items. The app's "payment + form" functionality eliminates the need for checks, paper forms, or trips to the bank.