Cash Public is an Android application designed to provide quick and accessible online loans for Indian citizens. It offers a user-friendly platform for obtaining non-collateral loans, requiring no extensive paperwork. Loan amounts range from ₹3,000 to ₹200,000, with flexible repayment tenures from 95 to 365 days. The app operates 24/7, ensuring that users can apply for loans anytime, and there are no fees for unsuccessful applications.

To apply for a loan, users must be Indian residents aged between 18 and 60, possess a PAN and Aadhaar card, and demonstrate stable income. The service charges a maximum Annual Percentage Rate (APR) of 30% and a service fee based on credit history. Notably, no membership fees are required, and penalties only apply for delayed payments. Cash Public emphasizes the safety of personal information, assuring users of confidentiality.