CardNav by CO-OP Financial Services is a free Android app that gives users full control over their debit and credit card usage. With CardNav, you can manage how, when, and where your cards are used on your own terms. This app enables you to set controls regarding transaction types, geographic rules, and merchant types where your card can be used.

One of the best features of the app is the ability to turn any card on or off in seconds. This feature is perfect for safety, security, and those scary moments when you're not quite sure where your card might be. Additionally, CardNav ensures that you are the only person using your cards by using GPS capabilities that can limit where your card is used or assure it's only able to be used when with you.

You can also turn your cards into active budget participants by setting dollar limits for transactions and receiving alerts when those limits are being reached. This feature eliminates the worry of going over budget. CardNav also alerts you when suspicious activity is suspected, so you can stop fraudulent activity before it even happens. Alert preferences can be set by location, transaction type, merchant type, or threshold amount set by the user. To learn more or begin using CardNav, contact your credit union to find out if they participate and download the app immediately.