Carbon is a free finance application that allows users to access a variety of banking services, from high-interest savings to instant short-term loans. It is available exclusively on the iPhone platform and is developed by Carbon Finance and Investments Limited.

With Carbon, users can open a bank account in minutes and start living a better financial lifestyle. One of the standout features of the app is that users can get loans ranging from ₦1,500 to ₦1m(Nigeria) with repayments over a maximum of 64 weeks. The interest rates range from 1.75% - 30%, with an equivalent monthly interest rate of%. Moreover, there are no late fees or processing costs.

Carbon also allows users to transfer funds to any bank at no extra cost, 30 times a month. Users can earn up to 15% interest on their savings and pay for items in small, equal installments at 0% interest. Additionally, users can apply for up to N1 million and receive funds in their account within minutes.

Overall, Carbon offers a comprehensive suite of banking services that is sure to appeal to a wide range of users. If you're looking for a secure and convenient way to manage your finances, Carbon is definitely worth a try.