CapWay is a free mobile banking and financial education app that aims to provide financial access and opportunities for everyone. It offers a range of features including opening a money account to receive a CapWay Visa debit card, multiple deposit options, sending and receiving money, and creating money goals. CapWay has been designed for those who have been overlooked by traditional banks and has no hidden fees.

In addition to its mobile banking features, CapWay also offers a social financial feed called Learn Money, which provides videos, short articles, infographics, tips, and resources. This feature helps users improve their credit score, get out of debt, and make smart decisions with their money. CapWay also offers a daily conversation feature called Money Talk, which allows users to vote and discuss their financial goals and struggles with others in the CapWay community.

CapWay's financial literacy program, Phunds, covers personal finance topics such as credit, debt, personal loans, student loans, investing, entrepreneurship, and more. The app uses content from history to pop culture to help users gain financial knowledge and make informed decisions. CapWay offers access to Phunds through partnerships with organizations, in-app purchases, and free financial education classes and content in collaboration with brands and influencers. Overall, CapWay provides a convenient and accessible platform for a better financial future.