Borrow Credit is an Indian loan platform that offers a variety of loan services to its customers. It is a 100% online process that provides users with loans ranging from ₹ 3,000 to ₹ 50,000 for a tenure of 95 to 365 days. The program is designed to cater to the financial needs of Indian mobile internet users who require quick loans without the hassle of traditional bank loans. The program is licensed as a full version and is available on the Android platform under the category of Business & Productivity and subcategory of Finance.

The platform has many registered NBFCs partners, some of which are important or accompanied by Volga Commerce Pvt Ltd. Borrow Credit does not engage in the activity of money lending, but rather serves as a facilitator for entities that are duly registered as NBFCs to provide loans to end-users. The program is not involved in the administration or recovery of the loans granted to end-users. Borrow Credit offers a smart online loan process that saves users from worrying about the loan application. The computer AI review process ensures that the loan amount is issued to the user's bank account after the review is passed.