Blocka Cash is a user-friendly app that provides easy and hassle-free access to loans whenever you need them. Say goodbye to long queues, paperwork, and waiting time. With just your smartphone and the Blocka Cash app, you can quickly apply for a loan and receive the funds directly into your wallet.

Getting started with Blocka Cash is a breeze. Simply sign up and set up your account, then apply for a loan in a matter of seconds. Once approved, the loan amount will be instantly transferred to your wallet, allowing you to access the funds conveniently.

Blocka Cash offers micro-credit and short-term personal loans ranging from N5,000 to N50,000, depending on your credit score. Repayment terms are flexible, ranging from 60 to 180 days, with a monthly repayment period. The minimum interest rate is 3% per month, resulting in an Annual Percentage Rate (APR) of 36%.

For example, if you choose a loan package of N10,000 to be repaid over 6 months at an interest rate and fees of 3% per month (36% APR), you will be paying back N1,monthly for a total of N11,800 at the end of the 6-month period.

Blocka Cash considers various factors, such as past loan performance and credit score, when assessing your eligibility for a loan. It is important to provide accurate information in your loan application to avoid any negative consequences.

Please note that the Blocka Cash app is powered by James Crown Credit Limited and is licensed as a Money Lender by the Ogun State Government of Nigeria.

Contact us at with your feedback, tips, questions, and concerns. We value your input and strive to make Blocka Cash better for you.