Bits is an award-winning store card that helps you build credit by paying a small monthly fee. We believe that everyone should be given a chance to build their credit, and we're here to give you that chance.

Bits is a store card that lets you shop in-store at a curated selection of electronic stores and other consumer goods, like fashion, jewelry, and home decor. And we also offer, to Bits members only, several educational credit-building programs in the app. It includes:

• Bits School of Credit- dozens of educational videos on credit building
   
• Bits Simulator- helps you understand what you should and shouldn't do to build credit
   
• Bits Rent Reporting- helps you build credit by getting your rent reported