Bharath Pay is an Android application that uses Aadhaar Enabled Payment System (AEPS) to provide online banking services safely across India. This user-friendly app promotes a unique way of transacting through Aadhaar-based authentication. With Bharath Pay, users can perform various banking operations like cash withdrawal, balance inquiry, bill payment, and mini statement.

The system is based on Aadhaar authentication of the user, which eliminates the threat of any fraud and malicious activity. The app facilitates 'anytime, anywhere' authentication to its beneficiaries, making it easy to deliver inter-operable banking services across the country. Bharath Pay is an excellent solution for those living in far-flung and banking deprived areas of the country, playing a vital role in making a cashless India.

Overall, Bharath Pay is an innovative and revolutionary payment system that is easy to use and provides secure online banking services across India.