BAOVIET Smart is a digital banking app developed by BAOVIET Bank in collaboration with VNPay. The app is available for both Android and iOS operating systems and is designed to provide users with a fast, convenient, and secure way of managing their finances online using their mobile devices or tablets.

With BAOVIET Smart, users can link or unlink their BAOVIET Bank accounts or payment cards, deposit and withdraw money, transfer funds within the system or to other banks using account numbers, card numbers, or phone numbers. The app also allows users to pay their bills quickly, including electricity, water, television, tuition, internet, and more. Additionally, users can recharge their mobile phones, access their account and card information, and manage their contacts.

The app offers flexible payment options between cards and accounts and provides regular program updates and discounts. BAOVIET Smart ensures maximum security with OTP authentication and biometrics. The app is available for free and is a great tool for individuals who want to manage their finances on the go.