Baluwo offers services in six countries: The Gambia, Ghana, Burkina Faso, Mali, Senegal, and the Ivory Coast.

With Baluwo, whether you are a small business owner in Senegal or a remote family living in the mountains of Burkina Faso, you will be able to send money securely to your beneficiary in six African countries with a simple text message and without the need to register with a physical bank account.

The service works with the following payment methods:

Online: Online payment via phone numbers you provide.

Mobile recharges: top-up your phone credits with Baluwo.

In-app purchases: purchase additional products in the app.

To recharge air data: top-up your mobile data with Baluwo.