atome JP is a buy now pay later (BNPL) app that allows users to shop online and in-store with interest-free payments. The app automatically splits purchases into three equal payments, with the first payment made at the point of purchase and the next two payments spread over the next 30 days. With no interest fees or hidden charges, users can enjoy shopping at 15,000+ merchants across 10 markets in Southeast Asia including Singapore, Indonesia, Malaysia, Hong Kong, the Philippines, Taiwan, Thailand, Japan, and Vietnam.

With just 72 seconds to register an account, users can complete transactions with ease. Payments are automatically deducted from the user's preferred credit or debit card to avoid late payments. The app partners with famous brands both at home and abroad, ranging from women, men, home, baby & kids, electronics, sports & outdoors, travel, to lifestyle.

The app is perfect for those who want to enhance their offline and online shopping experience. With a range of partnered merchants and the ability to pay later, users can enjoy a stress-free shopping experience. Download the atome JP app now to enjoy a 20% discount on your first purchase and start shopping today!