Aman Rupiah is a finance productivity application available on Android that facilitates online loan applications. Users can apply for loans ranging from Rpto Rpwith flexible repayment terms of 91 to 360 days. The application features an interest rate (APR) ranging from a minimum of 3.5% to a maximum of 24% per year, allowing users to calculate their total repayment amounts easily based on their chosen loan amount and duration.

To apply for a loan, users must download the Aman Rupiah app, fill in their personal information accurately, and submit a loan limit request. The application process is straightforward, requiring the user to be an Indonesian citizen (WNI) with a valid E-KTP, a verifiable phone number, a stable income, and be at least 21 years old. Once approved, the funds are transferred directly to the user's account.