Allianz Pay&Protect is a mobile payment app that allows Android users to pay for their purchases flexibly and securely. The app offers a digital VISA card that can be used in stores in Germany and online worldwide. With the app, users can track their expenses, view their transaction history, and even analyze their spending. Allianz Pay&Protect offers two versions: the free Light version and the Premium version that costs only €1.25 per month.

The Light version offers a digital prepaid VISA card that can be recharged by bank transfer or another credit card. The payment limit is €100 per month, and no identification is required. On the other hand, the Premium version offers a digital VISA credit card with a limit of up to €3,000 per month, which can be connected to an existing checking account. Additionally, the Premium version offers Allianz Banking and Online Buyer Protection, a transaction history with expenditure analysis, and a bonus program that lets users earn points with every purchase.

Overall, Allianz Pay&Protect is an excellent mobile payment app that offers a secure and convenient way to pay for purchases. The app is easy to use and offers a variety of features that make it a great choice for anyone looking to manage their finances on the go.