Access Bank plc is a free finance app for users who want instant access to financial services. With it, you can pay your utilities, initiate checkbook requests, find the nearest ATM and branches, and many more. Unfortunately, the app’s technical issues make it unusable for many clients.

Great security

Access Bank plc boasts top-of-the-line security, requiring its clients to use an Access Bank-issued authentication token before making a transaction. This token, though, can only be obtained at the nearest Access Bank branch. Hence, this app is only for Nigerian users.

It also offers airtime top-up and digital ticketing services. You can even search for available flights, which is a plus for globetrotters. However, the app’s log-in and registration problems as well as the sudden network errors affect its overall usability—making it more frustrating to use.

Not for overseas users

Whether it’s purchasing tickets or paying bills, Access Bank plc ensures that Nigerians can easily access many of its financial services. Keep in mind that this is not aimed at international users as the app requires clients to have a bank-issued authentication token.