Abhi - Your Salary Now! is a free finance app for implementing an Earned Wage Access (EWA) system. Registration doesn’t cost a single cent either. So when a company creates an account, employees won’t have to wait until payday to receive their salary, which means they won’t end up cash-strapped during unforeseen events. 

In this way, organizations can retain top talent and stay competitive amid the ever-changing market. Benefits aside, Abhi - Your Salary Now! has an unresponsive interface in addition to the frequent on-screen error pop-ups. What’s strange about it is the app can disable your account after performing a transaction.

Instant access to cash

Earned Wage Access — also known as on-demand pay — allows employees to receive a part of their wages at any time — greatly benefiting those living paycheck to paycheck. With Abhi - Your Salary Now!, Pakistani employees will now have control over their finances — allowing them to dedicate a portion of their salary to basic needs, leisure, and emergencies. Performing a transaction only takes a few taps.

All you need to do is type or select the required amount, choose a bank account, and you’ll receive your desired amount in no time flat. You can also transfer money to your loved one’s bank account, so they have enough funds to tide over an emergency or pay off a debt. However, the app imposes a Rs 100 PKR transaction fee. 

For employers, having their staff install the app not only entails better financial security but also increased workplace satisfaction — making them more productive than ever before. Additionally, it draws in prospective applicants who want to work for financially inclusive companies. Thankfully, this program won’t significantly alter your company’s payroll processes. However — as the app doesn’t include a sign-up button — employers have to register on the website.

A great app to practice financial inclusion

Thanks to Abhi - Your Salary Now!’s free account registration, employers can now implement an EWA system to help employees have access to their wages without waiting for payday, especially useful for when they need money right away. On the side of the employers, this app can help retain talent, improve productivity, and attract candidates. However, the app’s unresponsiveness and error pop-ups are a turn-off.