You’ve probably heard the term ‘personal budget’ before, but don’t know exactly how it’s implemented in real life. The 22seven app helps you get a clearer picture of how much you can spend on different categories without having to use a spreadsheet. It's also useful for tracking how much you’re saving.

Once you’ve linked all your accounts, you can see every financial factor, like income, bills, rent, and more. In addition, the app calculates your personal budget based on your real spending history and how much you can safely spend each day. Furthermore, you can check out how your behaviour compares to other customers.