12C Financial Calculator Free is a user-friendly finance calculator that can be used by anyone without any prior training. Developed by Gean Apps, this Android app is similar to the HP 12C calculator and offers advanced financial calculations such as present value (PV), future value (FV), payment (PMT), number of periods (n), and interest rate (i).

One of the most advanced features of the app is its ability to display cash flow, which makes it stand out from other finance calculators. Unlike the HP 12C, you can start using this app without reading any manuals or spending any money as it is completely free. Additionally, the app offers several other features, such as the ability to convert annual interest to monthly and vice versa, calculate the number of days between two dates, and generate a month-by-month report of cash flow. The app also provides nice pie and line charts to help visualize your calculations.

Overall, the 12C Financial Calculator Free app is an excellent choice for anyone looking for a powerful, yet easy-to-use finance calculator. It is perfect for both personal and professional use and is a must-have app for anyone who deals with financial calculations on a regular basis.