Halva is an online banking and financial service that offers a wide range of features to help you manage your finances. From applying for loans and opening deposits to comparing the best banking and insurance conditions, Halva has everything you need in one app. The app allows you to compare banks and choose the best conditions for your loans or deposits. You can also pay off your debts to FSSP and traffic police fines and get legal advice on debt settlement from banks and microfinance organizations.

Halva provides a convenient way to take out personal loans or loans on your card - one application in all banks. You can compare bank conditions and receive rates for deposits above average among the top 50 banks in Russia, such as Sberbank online, Alfa-Bank, and Halva Sovcombank. With the credit calculator, you can quickly calculate comfortable credit conditions and send applications to all banks for the required type of loan, including consumer, car, and other loans. Halva tailors its loan offers based on the user's credit rating, and offers only suitable proposals from partner banks, such as Tinkoff Bank (license № 2673), Center-Invest Bank (license № 2225), Rosbank (license № 2272), Sinara (license № 705), Sovcombank online, and others.